STRUCTURAL TRANSFORMATION OF THE FINANCIAL SYSTEM OF UKRAINE

Halyna Mykhalchynets; Maryna Shevchenko; Svitlana Leshanych

doi:10.30890/2567-5273.2025-40-04-011

Authors

Halyna Mykhalchynets Mukachevo State University https://orcid.org/0000-0003-1109-5896
Maryna Shevchenko National Technical University "Kharkiv Polytechnic Institute" https://orcid.org/0000-0003-2165-9907
Svitlana Leshanych Ivano-Frankivsk Educational and Research Law Institute of National University, "Odesa Law Academy" https://orcid.org/0000-0003-2903-9737

DOI:

https://doi.org/10.30890/2567-5273.2025-40-04-011

Keywords:

Ukraine's financial system, neobank, regulatory environment, digitalization, financial infrastructure; demassification of banking services

Abstract

Neobanks have become the primary catalysts of the structural transformation of Ukraine’s financial system. They disrupt established business models, lower barriers to financial service access, and enhance market competition. Their growth is closely tied t

References

Antonyuk A. (2019), Tsyfrova ekonomika ta yiyi vplyv na rozvytok finansovoho rynku Ukrayiny [Digital economy and its impact on the development of the financial market of Ukraine] in Naukovyy visnyk Odesʹkoho natsionalʹnoho ekonomichnoho universytetu [Scientific Bulletin of the Odessa National Economic University], issue 2 (265). P. 13-29.

Dubyna M., Popelo O. and Tarasenko O. (2021). Instytutsiyni transformatsiyi finansovoyi systemy ukrayiny v umovakh rozvytku tsyfrovoyi ekonomiky [Institutional transformations of the financial system of Ukraine in the context of the development of the digital economy] in Problemy i perspektyvy ekonomiky ta upravlinnya [Problems and prospects of economics and management], issue 1(25), P. 91–110. DOI: https://doi.org/10.25140/2411-5215-2021-1(25)-91-110

Morozova K.L. and Mykytyuk I.S. (2024). Teoretychni zasady tsyfrovoyi transformatsiyi finansovoyi systemy Ukrayin [Theoretical foundations of digital transformation of the financial system of Ukraine] in Efektyvna ekonomika [Efficient economy], issue 3. DOI: https://doi.org/10.32702/2307-2105.2024.3.7

Marushchak A., Latkovsʹkyy P. (2020). Finansova inklyuziya yak napryam rozvytku finansovoho sektoru Ukrayiny [Financial inclusion as a direction for the development of the financial sector of Ukraine] in Die wichtigsten vektoren für die entwicklung der wissenschaft im jahr, issue 2, pp. 88-90.

Meysh A.V. and Lysak O.M. (2019), Perspektyvy rozvytku finansovoyi systemy Ukrayiny [Prospects for the development of the financial system of Ukraine] in Visnyk Khmelʹnytsʹkoho natsionalʹnoho universytetu. Ekonomichni nauky [Bulletin of Khmelnytsky National University. Economic Sciences], issue 1. P. 70-74.

Tishchenko YE., Zaychuk S. and Mustafayev T. (2025). Transformatsiya finansovykh posluh v umovakh viysʹkovoyi vidbudovy [Transformation of financial services in the conditions of post-war reconstruction] in Ekonomika ta suspilʹstvo [Economy and society], issue 74.

DOI: https://doi.org/10.32782/2524-0072/2025-74-16